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Frequently Asked Questions

You are not the first one to have questions, we have tried to answer the most common questions we hear from folks below.

Are you in my state?

We are currently licensed in 30 states throughout the country. For the states we are not licensed in, we have great referral partners we have been using for years. 

How do I get a quote?

The best way to get a quote is by contacting one of our agents by phone. This way an agent can give you the best quote for your specific situation. You also can fill out the “Contact Us” form at the bottom of this page or send us an email at info@medicarejoe.org.

How do you get paid?

Our service is completely FREE to you. We get paid directly from the carriers. Our commission is standard no matter which carrier you choose. This allows us to give you an unbiased opinion.

How is it possible to get the same plan at a lower cost?

All Medicare supplements are standardized based on the Plan Letter. This means that if you have a Plan F with one company it is the same Plan F with another company. The cost can differ between the companies for the exact same coverage. Typically, folks can get a much lower price for the same plan if they are in fairly good health.

Do I have to answer health questions?

If you are looking to change Medicare supplement plans, you typically have to answer basic health questions to qualify for the new Medicare Supplement. There are certain circumstances when you don’t need to answer health questions and that is during your initial enrollment period or if you have a qualifying event. 

Independent vs Captive Agent

Independent agents are able to sell MANY different insurance companies. This essentially allows an agent to give their client an unbiased opinion. Captive agents work for one insurance carrier. They are “captive” to that company and therefore can only sell that ONE company. 

Ready to Talk? Call 888-676-3633

Or Fill Out the Form Below and We Will Contact You

Testimonials from Clients that have worked with
Medicare Joe and Our Team

Mark made this such an easy process. He made sure I understood every thing and that new all the option.
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RCHPhoto
11/19/2024
We all know the nightmare of Medicare. My stresses were greatly reduced using Medicare Joe. Thank you Ryan
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John B. Avatar
John B.
11/16/2024
I watched the videos which were very educational and had a call with a rep that helped me get everything I wanted and explained everything to me. I didn’t go in blindly and sign up for Medicare - thanks to Medicare Joe
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Gaile S. Avatar
Gaile S.
11/16/2024
Very professional thorough extremely informative Knowledgeable and helpful beyond expectations Highly recommend!! J Kearney
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john k. Avatar
john k.
11/16/2024
Mark, was outstanding, I had so many questions, he explained everything in detail very professional. I was so thankful for all his help. He checked with me that I received all my paperwork. Such a wonderful team this group is.
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Joyce M. Avatar
Joyce M.
11/16/2024
The service was informative and very helpful to navigate all the options.
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Bernadette B. Avatar
Bernadette B.
11/16/2024
Samuel has walked me through this process over the past few months and patiently answered all my questions. Medicare Joe explained things in a way that I was able to make a comfortable decision about my Medicare options. I know they will have my back as we go forward and will continue to support me regarding my Medicare journey.
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Marlene S. Avatar
Marlene S.
11/16/2024
Being a Medicare newcomer and Veteran I was overwhelmed with all the calls, mailings and choices. I am confident with the guidance I received I have the correct plan for me and an office I can call to get answers I need in the future. Thank you for making my experience less intimidating and more understandable. Who knew joining the Medicare Club would be so overwhelming with Medicare choices!
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B R. Avatar
B R.
11/16/2024
Ryan has been so helpful and pleasant to work with. He shares all the information I needed to make my decision.
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Cindy F. Avatar
Cindy F.
11/09/2024
Keira was a pleasure to work with. She followed up with me to make sure I received my insurance cards and packet.
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Brenda E. Avatar
Brenda E.
11/09/2024
Very informed, responsive, very easy to access - great help with a potentially overwhelming expereince
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Jean B. Avatar
Jean B.
11/09/2024
I'm glad I chose Medicare Joe to guide me through the Medicare maize. They are easy to work with, knowledgeable, and caring. My advisor, Keila Grande, is always pleasant and helpful. She truly listens to me and puts my interests first. I highly recommend Medicare Joe for anyone seeking advice or direction on their Medicare journey.
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Jay S. Avatar
Jay S.
11/09/2024
Medicare Sam has been very helpful and they are knowledgeable. I would definitely recommend them to help you understand your Medicare choices.
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Sherri S. Avatar
Sherri S.
11/09/2024
My personal Representative at Medicare Joe (Ryan) is the most comprehensive, detail oriented “Medicare Specialist” I’ve encountered! He had ALL the answers to questions I didn’t even know to ask. I HIGHLY RECOMMEND that you allow MedicareJoe to guide you on your Medicare Journey! I would give this group 10 Stars If I could!
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Edward D. Avatar
Edward D.
11/09/2024
Great customer service
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Willie H. Avatar
Willie H.
11/09/2024
My experience was and is still very good with this company. They explain everything that you need to know about the insurance process for retirement. I watched a seminar provided at first, then received a call from an agent who was able to answer all my questions so I was informed about the insurances they provided. I was using an agent originally before I found Medicare Joe who could not take the time to answer specific questions that I had and didn’t go above and beyond anything to help me. Medicare Joe agents take the time to make sure you understand exactly what you’re getting. I highly recommend them.
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Mary A. Avatar
Mary A.
11/09/2024
My sales manager Matt was very helpful explaining my Medicare options and suggested an affordable plan to suite my needs.
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Ken B. Avatar
Ken B.
11/09/2024
I was extremely happy to have someone explain the intricate process of when,what,where and why I needed help. I had no idea it was so complicated. They were always only a call away. Awesome team!
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Sheryl S. Avatar
Sheryl S.
11/09/2024
Professional, provided true knowledge of the Medicare system and how it works. Saved me a lot of time from the hundreds of emails, circulars and phone calls. Thank you for your excellent customer service . I highly recommend Medicare Joe!
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Tru B. Avatar
Tru B.
11/09/2024
Making the right choices for you is critical at this time in your life. Mark and everyone at Medicare Joe took the time to understand my needs and help me make the right decisions. Thank you!
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Glenn W. Avatar
Glenn W.
11/09/2024
Wet good advice. Easy to reach when questions arose. Sam was great
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Daniel L. Avatar
Daniel L.
11/09/2024
Medicare Joe and company, and for me especially Ryan, are well informed about rules and regs pertaining to all things Medicare. I felt well advised and taken care of. Great customer service as well.
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Denise M. Avatar
Denise M.
11/09/2024
Keila Grande was exceptional in her professional handling of my new healthcare plan. She kept the follow-up on course and made sure everything was in order to avoid any mistakes.
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Bob F. Avatar
Bob F.
11/09/2024
Sam made this process so easy for me. Signing up for Medicare is a big life event and I had no idea where to start. Sam explained all the different options and helped me come up with the best options for me. His patience and kindness was so appreciated. I would highly recommend working with this company. You cannot go wrong!
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Tamara W. Avatar
Tamara W.
11/09/2024
Mark & his assistant are friendly, patient and professional. I feel fortunate to have Mark to guide me through this otherwise confusing Medicare program.
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Jenflo F.
10/18/2024
Medicare Joe was such a big help to me. He kept in touch via text, phone, and email only when necessary. The chart with my action dates was an enormous help. It took away the guess work and my anxiety!!!
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Catherine M. Avatar
Catherine M.
10/16/2024
Sam answered all my questions, and I like how he emails me to see if I have any questions. He also lets me know if there are follow ups I need to get to.
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Rosalinda P. Avatar
Rosalinda P.
10/16/2024
It was a real pleasure working with Ryan. He took his time to explain the process, making me feel very comfortable making the right decision for me. He sent reminders at the appropriate times and checked in with me several times during the whole process. He was really easy to work with. I highly recommend him!
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Deryck W. Avatar
Deryck W.
10/16/2024
Very friendly! They helped me wade through the confusion and answered all my questions. I highly recommend Medicare Joe.
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James C. Avatar
James C.
10/16/2024
Good information
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James C. Avatar
James C.
10/16/2024

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