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Frequently Asked Questions

You are not the first one to have questions, we have tried to answer the most common questions we hear from folks below.

Are you in my state?

We are currently licensed in 30 states throughout the country. For the states we are not licensed in, we have great referral partners we have been using for years. 

How do I get a quote?

The best way to get a quote is by contacting one of our agents by phone. This way an agent can give you the best quote for your specific situation. You also can fill out the “Contact Us” form at the bottom of this page or send us an email at info@medicarejoe.org.

How do you get paid?

Our service is completely FREE to you. We get paid directly from the carriers. Our commission is standard no matter which carrier you choose. This allows us to give you an unbiased opinion.

How is it possible to get the same plan at a lower cost?

All Medicare supplements are standardized based on the Plan Letter. This means that if you have a Plan F with one company it is the same Plan F with another company. The cost can differ between the companies for the exact same coverage. Typically, folks can get a much lower price for the same plan if they are in fairly good health.

Do I have to answer health questions?

If you are looking to change Medicare supplement plans, you typically have to answer basic health questions to qualify for the new Medicare Supplement. There are certain circumstances when you don’t need to answer health questions and that is during your initial enrollment period or if you have a qualifying event. 

Independent vs Captive Agent

Independent agents are able to sell MANY different insurance companies. This essentially allows an agent to give their client an unbiased opinion. Captive agents work for one insurance carrier. They are “captive” to that company and therefore can only sell that ONE company. 

Ready to Talk? Call 888-676-3633

Or Fill Out the Form Below and We Will Contact You

Testimonials from Clients that have worked with
Medicare Joe and Our Team

"Nice people to work with and no pressure for sales."
5/5

January 3, 2021

"Helpful, explained how the plans worked, gave step by step instructions. Followed up with clients."
5/5

November 10, 2020

"Service provided by Joseph was excellent. Having used another company before finding Medicare Joe through a friend, I can say that Joseph’s management skills are superior by comparison. His approach is calming and reassuring. I felt I understood each step of the process and made the best choice for my present needs. I highly recommend Joseph and his company"
Alice E.
Facebook Review
5/5

January 29, 2019

"Great service. I understand Medicare Supplement coverage so much better because Joseph took time to explain everything and every step. Great to know there is an expert looking out for me."
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Janet M.
Facebook Review
5/5

February 1, 2019

"I did not know you could change companies any time during year and had talked with them last year and they called and said that one company would cover me now that one year had passed since I had my pacemaker installed. I applied and was approved and they made it so easy. I especially appreciated that he had kept by information and followed up with me."
Nancy M.
Facebook Review
5/5

July 10, 2019

"Joseph was very knowledgeable about the different supplement plans and help me find the right plan for me. His recommendation helped me save over $800 a year. I have been extremely pleased doing business with Medicare Joe."
Betty M.
Facebook Review
5/5

July 11, 2019

"Straightforward and honest. They can be trusted to do the best for you."
Mike N.
Facebook Review
5/5

February 23, 2019

"Joseph is the absolute best at what he does! He is personable, knowledgeable and helpful. I am recommending him to all my family and friends, some of whom have already experienced his ability in this field. Thanks for being there!"
Lynda P.
Facebook Review
5/5

October 4, 2019