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Frequently Asked Questions

You are not the first one to have questions, we have tried to answer the most common questions we hear from folks below.

Are you in my state?

We are currently licensed in 30 states throughout the country. For the states we are not licensed in, we have great referral partners we have been using for years. 

How do I get a quote?

The best way to get a quote is by contacting one of our agents by phone. This way an agent can give you the best quote for your specific situation. You also can fill out the “Contact Us” form at the bottom of this page or send us an email at info@medicarejoe.org.

How do you get paid?

Our service is completely FREE to you. We get paid directly from the carriers. Our commission is standard no matter which carrier you choose. This allows us to give you an unbiased opinion.

How is it possible to get the same plan at a lower cost?

All Medicare supplements are standardized based on the Plan Letter. This means that if you have a Plan F with one company it is the same Plan F with another company. The cost can differ between the companies for the exact same coverage. Typically, folks can get a much lower price for the same plan if they are in fairly good health.

Do I have to answer health questions?

If you are looking to change Medicare supplement plans, you typically have to answer basic health questions to qualify for the new Medicare Supplement. There are certain circumstances when you don’t need to answer health questions and that is during your initial enrollment period or if you have a qualifying event. 

Independent vs Captive Agent

Independent agents are able to sell MANY different insurance companies. This essentially allows an agent to give their client an unbiased opinion. Captive agents work for one insurance carrier. They are “captive” to that company and therefore can only sell that ONE company. 

Ready to Talk? Call 888-676-3633

Or Fill Out the Form Below and We Will Contact You

Testimonials from Clients that have worked with
Medicare Joe and Our Team

Ryan Wojcik Was amazing from our first conversation. He was kind, professional, respectful and extremely helpful. His follow through was top of the line. Emails, texts, paperwork were very valuable and easy to understand. I highly recommend him and his team.
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DebbieSue F. Avatar
DebbieSue F.
1/12/2025
I found it very easy to setup my Medicare programs with Matthew at Medicare Joe. He was very patient and very good at communicating and knowledgeable about Medicare programs. I highly recommend their services.
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Laurie K. Avatar
Laurie K.
1/12/2025
He was very informative, knowledgeable, patient , and easy to follow a long with. He made sure that I understood everything and did not mine repeating anything that I didn't. Also, he wr t over every plan to make sure I was happy with one that suited my needs. Kudos to Mark @ Medicare Joe
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Mitzu J. Avatar
Mitzu J.
1/12/2025
Excellent service
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Dee S. Avatar
Dee S.
1/08/2025
Very professional and helpful
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Thomas H. Avatar
Thomas H.
1/08/2025
Ryan is extremely knowledgeable. He answered all of my questions and made my transaction to Medicare super easy. I highly recommend Ryan at Medicare Joe!
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Jane Avatar
Jane
1/07/2025
Matthew and Mark have been very helpful. Being newbies to the Medicare world, they answered all of our many questions and have been supportive.
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Melanie B. Avatar
Melanie B.
1/07/2025
Excellent service,easy to work with and extremely knowledgeable!!! Highly Recommend!!
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Frank D. Avatar
Frank D.
1/07/2025
Nice service. Very clear explanation with recommendations based on your individual needs.
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Adi T. Avatar
Adi T.
1/07/2025
Very informative and helpful and courteous. Answered all questions honestly.
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Barbara B. Avatar
Barbara B.
1/07/2025
The Webinar was excellent. It took us through all the options available to us to make decisions accordingly. Then the follow through to walk us through the process was very helpful and excellent.
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Karen F. Avatar
Karen F.
1/07/2025
Very efficient interaction .
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Robert K. Avatar
Robert K.
1/07/2025
I worked with Mark from Medicare Joe to set up my basic Medicare, and a supplemental insurance, as well as prescription plan and optional cancer coverage. He is very knowledgeable and expained everything so that it was easy to understand my options. It completely removed the stress of having to sign up for all of coverage needed! I have, and will contine to recommend Medicare Joe to anyone looking for advice on how to sign up for Medicare.
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Lisa O. Avatar
Lisa O.
1/07/2025
From the beginning to the end my experience was top notch.
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karen s. Avatar
karen s.
1/07/2025
Ryan was very helpful with navigating through the Medicare process. He was professional and courteous at all times.
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Gilby F. Avatar
Gilby F.
1/07/2025
Marilyn Bowman Worked with Mark Marino @Medicare Joe and highly recommend working with Mark and this company. Worked with two other companies previously, and Medicare Joe is more professional and more efficient. They found a Medicare supplement plan that will save me $$ each month with the same coverage as I previously had. Also highly urge others to use the Rx tool provided by Medicare Joe's web site to select a Plan D for prescription coverage. It is easy to use and saved many hours I usually spend in finding new, lower cost plans for mysellf and my husband.
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Marilyn B. Avatar
Marilyn B.
1/07/2025
Ryan @Medicare Joe was extremely insightful with all the information that he put fort and has to be understood when making decisions about Medicare.
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Gerald v. Avatar
Gerald v.
1/07/2025
Our questions were answered promptly and options presented clearly.
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Robert E. Avatar
Robert E.
1/07/2025
Great knowledge of plans available. Very helpful in finding what fit best for me.
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Sheila D. Avatar
Sheila D.
1/06/2025
Very knowledgeable and helpful. Great to work with.
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N J. Avatar
N J.
1/05/2025
Great Experience and a pleasure to work with! Thank You!
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Ray S. Avatar
Ray S.
1/04/2025
The experience with Medicare Joe was great and Mark was very helpful and knowledgeable. And if he wasn't sure, he checked on it and got back to me. I will recommend to anyone I know about to apply for Medicare. Thank you so much!
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Beverly K. Avatar
Beverly K.
1/04/2025
Keila from Medicare Joe was very helpful in navigating the confusing Medicare and Social Security concerns my husband and I were having. She is available for us in the future as well. We really appreciate her help and knowledge.
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Cheryl M. Avatar
Cheryl M.
1/03/2025
Their video introduction to the subject was the clearest I found, and the agent seemed helpful and knowledgeable. I guess I'll have to wait to be sick before I find out how good their suggestions were, but it all looks good so far
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Russell Y. Avatar
Russell Y.
1/03/2025
Ryan was wonderful, helping me understand parts of Medicare that I didn't know existed! He will definitely be my contact for the future!!
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Joy B. Avatar
Joy B.
1/03/2025
Was able to register for Medicare Advantage easily with Medicare Joe!
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Analina M. Avatar
Analina M.
1/03/2025
Upon doing research for Medicare, I came across Medicare Joe and learned a lot from his videos compared to other companies I watched. I am thankful for my decision to work with Ryan to keep me organized and on time with my initial Medicare benefits. Highly recommended!
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Vicki P. Avatar
Vicki P.
1/03/2025
Medicare Joe's company is great. Their service is excellent: professional, curteous, diligent and fast. Their agent signed me up with the right insurance company for my needs and even kindly sent me a birthday card! They know what they're doing. They treat their clients like family! My husband is also a client. I highly recommend them.
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Michel J. Avatar
Michel J.
1/03/2025
I was very pleased with the professionalism and kindness I received from the office of Medicare Joe! Kalia took very good care of me and answered all of the many questions I had. I would highly recommend them to anybody that needs help trying to figure out the process.
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Pixie J. Avatar
Pixie J.
1/03/2025
I was stressed before signing in to Medicare because it is so complicated, and I wanted to make the best choices.But thanks to Medicare Joe I was able to choose my best options and and the process was fast and easy
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Iris S. Avatar
Iris S.
1/03/2025

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