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Frequently Asked Questions

You are not the first one to have questions, we have tried to answer the most common questions we hear from folks below.

Are you in my state?

We are currently licensed in 30 states throughout the country. For the states we are not licensed in, we have great referral partners we have been using for years. 

How do I get a quote?

The best way to get a quote is by contacting one of our agents by phone. This way an agent can give you the best quote for your specific situation. You also can fill out the “Contact Us” form at the bottom of this page or send us an email at info@medicarejoe.org.

How do you get paid?

Our service is completely FREE to you. We get paid directly from the carriers. Our commission is standard no matter which carrier you choose. This allows us to give you an unbiased opinion.

How is it possible to get the same plan at a lower cost?

All Medicare supplements are standardized based on the Plan Letter. This means that if you have a Plan F with one company it is the same Plan F with another company. The cost can differ between the companies for the exact same coverage. Typically, folks can get a much lower price for the same plan if they are in fairly good health.

Do I have to answer health questions?

If you are looking to change Medicare supplement plans, you typically have to answer basic health questions to qualify for the new Medicare Supplement. There are certain circumstances when you don’t need to answer health questions and that is during your initial enrollment period or if you have a qualifying event. 

Independent vs Captive Agent

Independent agents are able to sell MANY different insurance companies. This essentially allows an agent to give their client an unbiased opinion. Captive agents work for one insurance carrier. They are “captive” to that company and therefore can only sell that ONE company. 

Ready to Talk? Call 888-676-3633

Or Fill Out the Form Below and We Will Contact You

Testimonials from Clients that have worked with
Medicare Joe and Our Team

Mark & his assistant are friendly, patient and professional. I feel fortunate to have Mark to guide me through this otherwise confusing Medicare program.
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Jenflo F. Avatar
Jenflo F.
10/18/2024
Sam was incredidble very patient walked me through entire process very thoroughly and meticulously explained each nuance of coverage pro and con perfectly made it all so easy so that when i made my choice i knew i did right by me
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Russell W. Avatar
Russell W.
10/16/2024
Good information
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James C. Avatar
James C.
10/16/2024
Medicare Joe was such a big help to me. He kept in touch via text, phone, and email only when necessary. The chart with my action dates was an enormous help. It took away the guess work and my anxiety!!!
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Catherine M. Avatar
Catherine M.
10/16/2024
Medicare Joe provides a valuable service to seniors and helped me to understand the complicated Medicare process as I approached my eligibility date. Most people will need someone to walk you through the process and explain the benefits and pitfalls. They function as more than an agent and make sure you understand all your options and help you find what is best for you.
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Diane H. Avatar
Diane H.
10/16/2024
Sam answered all my questions, and I like how he emails me to see if I have any questions. He also lets me know if there are follow ups I need to get to.
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Rosalinda P. Avatar
Rosalinda P.
10/16/2024
Mark was a great help selecting and moving over to Medicare.
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Greg M. Avatar
Greg M.
10/16/2024
It was a real pleasure working with Ryan. He took his time to explain the process, making me feel very comfortable making the right decision for me. He sent reminders at the appropriate times and checked in with me several times during the whole process. He was really easy to work with. I highly recommend him!
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Deryck W. Avatar
Deryck W.
10/16/2024
Very friendly! They helped me wade through the confusion and answered all my questions. I highly recommend Medicare Joe.
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James C. Avatar
James C.
10/16/2024
Very knowledgeable. Found the perfect plan. Explained in details the various options. Made my life easier 😌
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Margaret H. Avatar
Margaret H.
10/09/2024
Mark was very helpful, knowledgeable, patient and personable. He answered all my questions, sometimes answering the same question twice. Explained several different options for me in terms I could understand. Seeing and hearing about all the different plans on TV you can get was completely overwhelming. Thank you Mark for your time and expertise in finding the right plans for me.
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Barbara J. Avatar
Barbara J.
10/09/2024
Navigating the Medicare system can be confusing. So much information coming at you from all directions adds to the stress. Having someone walk you through the process is very reassuring. Knowing you can ask all your questions, get all the answers and have a resource for the future as well provides great peace of mind. The only downfall is not being able to sign up for some supplemental plans such as dental (in my state at least).
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Joanne M. Avatar
Joanne M.
10/09/2024
Great knowledge and recommendations for Medicare!
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Ronald T. Avatar
Ronald T.
10/09/2024
Mark was very personable. I was very worried but he helped by explaining everything to us. He didn’t even mind answering our questions more than once.
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Linda P. Avatar
Linda P.
10/09/2024
Very helpful explaining everything taken time to make sure that I understand everything
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Winfred W. Avatar
Winfred W.
10/09/2024
Kailer was my go to with medicare Joe Great customer service answered every question I ask, help me navigate and get the best health care insurance that meet all of my needs and always patience and professional advice if you need help on navigating on a plan Definitely ask Medicare Joe for help ty
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Marie D. Avatar
Marie D.
10/09/2024
Absolutely perfect and easy. All the information I needed to choose which plan is right for me
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Bill D. Avatar
Bill D.
10/09/2024
When I first started looking into Medicare I was a little unsure of what I was doing as I was doing my research I found a video of Medicare joe. I made the call they set me up with a gentleman by the name Mike and we had a conversation and he set me up answered all my questions and clarified all of my concerns. I was so relieved and received my package and cards. Easy peazy!!!
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Ray M. Avatar
Ray M.
10/02/2024
Joe and Mark both have always taken the time to answer any questions I've had. They also let me know that I can feel free to contact them at anytime with any questions I may have. Great team to work with.
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Donna W. Avatar
Donna W.
10/02/2024
Excellent experience, Couldn't ask for a better company to assist with all my questions and needs. I already referred you to 3 more people. Hopefully they follow my lead.
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Gayle O. Avatar
Gayle O.
10/02/2024
Medicare Joe is very helpful and knowledgeable on the program helping me to pick the best for me.
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Gibby I. Avatar
Gibby I.
10/02/2024
The Medicare Joe webinar was very informative. Sam was knowledgeable, responsive, and explained the option. I found signing up for Medicare easy.
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Joanna B. Avatar
Joanna B.
10/02/2024
I saw the Medicare video and placed a call to have a consultation. I have been working with Mark Marino and he has been fantastic. Always on top of when things need to be done. Will send you emails reminding you. When we have phone consultations he calls when it’s the right time and will spend as much time as needed to answer every question you have. Also when you email things they promptly get back to you. I highly recommend Medicare Joe and his staff
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nancy s. Avatar
nancy s.
10/02/2024
Mark at Medicare Joe was knowledgeable and clear when going over the Medicare Advantage options. He made it easy for me to make a decision. I'm glad I took the time to talk to him and would recommend you do too.
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John W. Avatar
John W.
10/02/2024
Mark Marino guided me through the entire Medicare process, and he answered all of my (many) questions. Mark gave me several options for my supplemental plan, and he never tried to up-sell me. The entire process was much easier than I had anticipated - thanks to Medicare Joe and Mark! I highly recommend working with the Medicare Joe organization.
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Cathy T. Avatar
Cathy T.
10/02/2024
Good so far
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Pamela L. Avatar
Pamela L.
10/02/2024
Informative, reliable and trustworthy! I fully understand the confusing medicare process now and I owe it to Medicare Joe for leading me to what I personally needed for my healthcare.
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William S. Avatar
William S.
10/02/2024
Ryan was super easy to work with. Made me feel comfortable immediately that I was in good hands in making an informed decision with my healthcare.
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Rebecca G. Avatar
Rebecca G.
9/17/2024
Medicare Joe was very helpful walking through the entire Medicare process. The team is professional, knowledgeable, and attentive to your needs.
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Janis D. Avatar
Janis D.
9/10/2024
At first I was a bit skeptical about using an agent, but Mark from Medicare Joe was a total help going thru this process. From reminders about when I needed to start to enroll to making the process go extremely smoothly. I highly recommend him
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robin a. Avatar
robin a.
9/10/2024

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