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About Medicare Joe ®

Medicare Joe was established to assist senior citizens with their Medicare insurance needs. Every day we are helping individuals across the United States, by educating them about their options as well as providing unique services and resources. We accomplish this through educating and comparing the Pro’s and Con’s of every option so that each client is always in the best position. We take pride in holding our client’s hand through the entire process of enrollment.

 

We are an independent agency, which means we are not loyal to any one insurance company. We believe in offering what is best for our clients, not the insurance company. Being independent allows us to bring the marketplace right to our client so they don’t have to call every insurance company on their own.     

                

THE BEST PART IS OUR SERVICE IS 100% FREE TO YOU!

A Promise To Our Clients

Every individual has a different situation and it is our goal to match our clients needs with the policies best suited for them. Being licensed with the top carriers in every state allows us to provide an unbiased opinion to each individual senior. Each client receives personalized care and attention. This includes an “Annual Rate Review” to ensure that every year our clients are continuously in the most competitive rate and are never overpaying. 

Who is Medicare Joe?

Joseph J. Pate, MBA

Joseph Pate is from a suburban town just outside of Providence, RI. He is the oldest of five siblings and this helped create a foundation for his leadership and work ethic. In 2013, Joseph decided to enter the corporate world. While juggling being a college athlete, student and adviser, Joseph was able to graduate at the top of his class and earned his MBA at Salve Regina University in Newport, RI.

Aside from his educational accomplishments, he became a trusted adviser for families and individuals under the age of 65. Joseph would work with self-employed individuals who needed health and life insurance as well as individuals that were in between jobs. Through his wealth of knowledge in the industry he provided value to his clients. However, Joseph found his true path and calling when he was asked to help a family member in need.

Joseph's grandparents at the time were looking for assistance with getting onto Medicare. Here after hours of learning the process himself, he was able to help them through their enrollment. Witnessing how difficult it was for his grandparents to understand Medicare, he figured there had to be more people just like them that were having difficulty. Joseph then set out on a mission to learn all the "ins and outs" of Medicare. With the demand of seniors needing assistance with their Medicare needs, Joseph felt that he could be an asset to the senior population, and he started Medicare Joe, LLC. Now, he and his team educate seniors daily on the process of signing up for Medicare, how to interpret the different options available when on Medicare and offer FREE "Annual Reviews" to all their clients to make sure they are always in the best position.

Meet Our Team

Matthew Lebeau

SALES MANAGER | LICENSED HEALTH & LIFE PRODUCER

Matthew Lebeau has always been a family-oriented person. His sister, mother and father embodied the concern for loving and caring for others while he was younger. He uses this same concern while he works through his client’s situations to try and find a solution for them.

Matthew has been in the insurance industry since 2016. His knowledge of insurance products is vast from the continuing education he has completed throughout his career. Matthew started his career in insurance as a Property and Casualty agent. Here he would help folks across the country with their Homeowners and Auto Insurance policies. Shortly after, Matthew obtained his Health and Life Insurance license when he joined the team at Medicare Joe, LLC. Here he found his true passion of being able to help seniors that were confused with their Medicare.

Now, Matthew is one of our most trusted advisers. He spends most of his days educating seniors on how to navigate the world of Medicare. His conversations with folks range from helping seniors understand the different parts of Medicare, the enrollment process of getting Medicare, as well as seeing if seniors can save money for the exact same coverage they have now.

When Matthew is not working to help our country’s greatest generation, he enjoys being a loyal sports fan and cheering his teams on. He also enjoys a nice round of golf with his friends on the weekends.


Mark Marino, MBA

AGENCY MANAGER | LICENSED HEALTH & LIFE PRODUCER

Mark Marino has embodied the love for people through his ever-growing family. He recently just got married to his wife, Marissa, and is the brother of two sisters. He is a family-oriented person and loves to keep in touch and spend time with all of his nieces and nephews. Mark strives to be a role model by teaching them the value of friendship and loyalty towards one another. He uses this same concern while working through his client’s situations to try and find a solution for them.

Mark began his corporate career back in 2016, after he graduated with a Bachelors Degree in Accounting from Salve Regina University in Newport, RI. As he worked full time for an insurance company, Mark also was able to complete his Master’s in Business Administration in 2018. Aside from academics and his corporate job, he also helped his father at their family-owned funeral home. Here is where Mark deeply understood the meaning of family and caring for loved ones.

In Mark’s early years of employment, he was in the accounting department. As he watched colleagues on the sales side, he learned that he wanted his purpose to be about helping and assisting people. Shortly after, Mark joined the team at Medicare Joe, LLC. Here is where he was trained to assist and help seniors with their Medicare needs. Now, Mark spends most of his days educating seniors on how to navigate the world of Medicare. His conversations with folks range from helping seniors understand the different parts of Medicare, the enrollment process of getting Medicare, as well as seeing if seniors can save money for the exact same coverage they have now.

When Mark is not working to help our country’s greatest generation, he enjoys going for nature walks with his wife and their Mini Golden-Doodle “Bruin”. He also enjoys cheering on his favorite sports teams, especially the Boston Bruins… hence the dog’s name.

Samuel Milewski

LICENSED HEALTH & LIFE PRODUCER

Samuel Milewski has always been a family-oriented person. Growing up, Samuel lived with his parents, his two sisters, as well as his grandmother. He learned early on how Medicare can impact a person over the age of 65. He uses this same concern while he works through his clients’ situations to try and find a solution for them.

Samuel began his career in the Healthcare Industry in 2021 as an Account Executive for a staffing agency for medical professionals. He helped medical facilities gain new staff to help the growing doctor shortage. Shortly after, Samuel obtained his Health and Life Insurance license when he joined the team at Medicare Joe, LLC. Here, he learned how the Medicare system works and all the plan options that a senior has when aging into Medicare.

Now, Samuel spends his days educating seniors with that same information. His conversations with folks range from helping seniors understand the different parts of Medicare to assisting with them with the enrollment process of getting onto Medicare.

While Sam is not working with the country’s greatest generation, he enjoys playing guitar and playing a round of Golf on the weekends. He also enjoys cheering on his favorite sport teams, especially the Worcester Red Sox.

Keila Grande

LICENSED HEALTH & LIFE PRODUCER

Keila Grande has exhibited a natural inclination towards nurturing from a young age, fostered within the close-knit embrace of her family. Continuing education has always been a focal point for Keila. Upon graduating with a Bachelor's degree in Rehabilitation and Recreational Therapy in 2022, she immediately enrolled and completed a Master’s degree in Research Design and Analysis in 2023.

While accomplishing her degrees in education, she was also balancing her career by working with several different hospital & radiology departments. Here she witnessed firsthand the challenges faced by patients unaware of the intricacies of their insurance coverage. This lack of understanding often resulted in restrictions hindering their access to necessary rehabilitation services. During her time working within the healthcare system, she felt her services would be better suited to educating folks about their healthcare.

Motivated by this observation, Keila set out for more continuing education and obtained her Health and Life Insurance license, which would allow her to assist people with their healthcare. Moved by the senior market, she felt that helping Medicare beneficiaries is where her time would be best suited. This is when she joined the Medicare Joe ® team. Here, she helps educate seniors turning 65 by imparting comprehensive knowledge about Medicare, thereby empowering them to navigate the complexities of healthcare coverage with confidence and ease.

When Keila is not helping our country’s greatest generation, she enjoys hanging out with her cousins, attending sporting events and taking in the peace and quiet with a nice book to read.

Ryan Wojcik

LICENSED HEALTH & LIFE PRODUCER

Ryan Wojcik has always been a family-oriented person. Growing up he lived with his family and helped his mother take care of his grandparents and aunt. He uses this same concern when finding solutions to his client's situations.

Ryan began his career in the Healthcare Industry in 2021 as an Account Executive for a staffing agency for medical professionals. He helped medical facilities gain new staff to overcome the growing doctor shortage. Shortly after, Ryan obtained his Health and Life Insurance license when he joined the team at Medicare Joe ®. He learned how the Medicare system works and the plan options senior's have when aging into Medicare.

Now, Ryan spends his days educating seniors on how to navigate the world of Medicare. His conversations with folks range from helping them understand the different parts of Medicare, the enrollment process of getting Medicare, as well as seeing if seniors can save money for the exact same coverage they have now.

When Ryan's not helping our country’s greatest generation, he enjoys hiking with his fiancé Casey, writing, and performing with his band.

Charity Dolan

OFFICE ADMINISTRATOR

Charity has spent most of career in leadership and managerial roles. She decided to join our team back at the beginning of 2022 and has quickly grasped a wealth of knowledge on the topic of Medicare. Charity has always put helping people above everything else, from her many years as a Peer Counselor and Drug and Alcohol Counselor, she has provided support to those in need in every job she has held. Helping people in their biggest time of need is what makes her such a valuable team member of Medicare Joe ®.

Charity spends most of her time speaking directly with clients, ensuring that all their customer service issues are handled efficiently and effectively. She also oversees the administrative side of the office whether it is contacting insurance companies or confirming registrations for our live workshops.

While Charity is not working to help our country’s greatest generation, she enjoys some well-deserved family time with her husband, Chris and her grandson Dean. When she is not enjoying local parks, waterslides or other amusements with the family, Charity enjoys crafting and spending quiet time with her cat, Minnie.



Jennifer Witt

RENEWAL SPECIALIST | ADMINISTRATIVE ASSISTANT

Jennifer has extensive experience as an office manager from the many years working with her husband and their company. The day-to-day responsibilities led her to have to wear “many hats”, whether it was speaking with clients, contractors, suppliers, etc. Jennifer is from Arkansas and joined the Medicare Joe® team when she moved to Rhode Island to be closer to her children and grandchildren.

Jennifer spends most of her time speaking directly with clients about their renewal premiums. She ensures that they are in the best position and paying the lowest possible price for their plan. If there is a better price in the market for a client, Jennifer will find it. She is an absolute pro, and our clients really enjoy the personable attitude she brings to the conversation.

While Jennifer is not working to help our country’s greatest generation, she enjoys spending time with her husband, Chris. She enjoys reading, baking, and going for hikes with their two miniature schnauzers. .

Evelyn Siler

ADMINISTRATIVE ASSISTANT

Evelyn is from a rural town near Westerly, RI. She graduated from the University of Rhode Island in 2017 with a Bachelor of Science in Cell and Molecular Biology, spending three years in the laboratory as a research assistant, and contributing to two publications.

During graduate school, Evelyn helped her mother take care of her grandparents, one of whom was on dialysis and suffered from worsening health problems. Her grandmother sadly suffered from dementia and required daily one-on-one assistance. These are now some of Evelyn’s most cherished memories. Following the passing of her grandfather, Evelyn now enjoys helping seniors with their Medicare-related questions and concerns.

While Evelyn is not working to help our country's greatest generation, she enjoys spending time with her partner and son, and their cat, Bear. Together they love walking the beach on the weekend, family movie nights, and visiting family.

Testimonials from Clients that have worked with
Medicare Joe and Our Team

Like the realization of turning 65 isn't bad enough on it's own, having to navigate through all the marketing campaigns and endless info being pushed at you regarding Medicare can be a daunting task. It's one thing you don't want to make a mistake on. I saw an post from Medicare joe, and I really resonated with his presentation so I booked a call with his team. The call was scheduled with Mark Marino and I have to say he was extremely knowledgeable and thorough, answered all my questions and didn't pressure me at all. I even reached out to him several times after that with more questions which he answered to my satisfaction. I was overall very pleased with the help I received with choosing my plan. I now understand how the whole thing works and feel good that they are only a phone call away any time I have questions or need advise. A big thank you to Mark and Joe for a job well done. Nobody should hesitate to reach out to them for help with choosing your plan. They get 5 stars from me.
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The R. Avatar
The R.
3/17/2025
I watched the Facebook ad and then website for Medicare Joe. I was skeptical about the whole idea of working with someone that I didn't know. However, Ryan has been awesome! He explained the webinar to me again to make sure I understood my options, talked me through the pros and cons and we made a good decision for me based on my needs. He is responsive to emails and phone calls. There is no pressure to purchase anything. You decide what you want and need based on your personal health history and life expectancy. I would recommend working with this company to at least learn about the options that can be so misleading in the fine print that you receive from insurance companies. I am in my first month of medicare and services have been good with my current providers. Thanks, Ryan.
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OJDDA O. Avatar
OJDDA O.
3/17/2025
I worked with agent Mark Marino who was very professional, knowledgeable, and understanding. He took a lot of time to explain options to me & was very helpful. I highly recommend!
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Margaret N. Avatar
Margaret N.
3/10/2025
After countless contacts by literally 50 different independent Medicare and Retirement Advisors I settled on 3 or 4 to investigate further. After detailed review I finally became most comfortable with Ryan Wojcik at Medicare Joe. His knowledge and experience showed through and his personal style made it clear he was a perfect fit for me. My biggest mistake was not following through as fast as possible as I kept forgetting all the steps and having to relearn what I needed to know. Not only was Ryan patient with repeating so many things but he had taken excellent notes and provided me the best solution in record time. Thank you Ryan!
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Tim M. Avatar
Tim M.
3/10/2025
Amazing job!
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Margo B. Avatar
Margo B.
3/10/2025
Very thorough, reviewed my situation and advised the best plan for me at this time. Ryan was terrific!
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Tim R. Avatar
Tim R.
3/10/2025
Two separate Medicare Joe agents helped me through the process of applying. Both were wonderfully helpful They listened to my custom situation and helped me select products that worked best for me. The introductory video was really comprehensive and easy to understand. I was glad to know their company does business with multiple different agencies for medigap, so we could compare & I could choose a plan that works for me.
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Paula T. Avatar
Paula T.
3/10/2025
Enjoyed the experience. Professional knowledgeable. I would recommend Medicare Joe if you are looking for help in understand your Medicare insurance.
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Pam B. Avatar
Pam B.
3/10/2025
The customer service was awesome. He demonstrated knowledge contrast and comparison of plans patience, and respect.
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Teresa J. Avatar
Teresa J.
3/10/2025
Outstanding, professional, and patient. Great personality.
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Yana C. Avatar
Yana C.
3/10/2025
It went fairly well. Keli was wonderful! The only problem for me was the lack of knowledge concerning transitioning from FEHB Insurance plans to Medicare. Thank you.
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Denise W. Avatar
Denise W.
3/10/2025
Ryan at Medicare Joe made this an easy and understandable process. Highly recommend them.
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Steed R. Avatar
Steed R.
3/10/2025
Mark was very helpful and very easy to work with. I appreciate all his help. Thanks Mark!
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Delma B. Avatar
Delma B.
3/10/2025
I just turned 64 and had so many questions about the whole process of enrolling in Medicare. When do I enroll? What coverage is best for me? Will I have enough coverage? I wanted to get a jump on all these questions early so that when the time came, I would be ready and all I had to do was enroll and get it going. Keila Grande was wonderful in answering all those questions and some I didnt even know I had. I recommend Medicare Joe to anyone with uncertainty in this process. They are knowledgeable and will guide you through this whole process.
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Clara M. Avatar
Clara M.
3/10/2025
Medicare Joe made this difficult decision understandable. The overwhelming amount of calls and emails you receive when you are eligible for Medicare are mind numbing. Medicare Joe was extremely helpful.
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Myra B. Avatar
Myra B.
3/10/2025
Keila Grande did an awesome job! Simplifying the Medicare process by submitting my application for me & by reducing my anxiety 100%.
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Sheri C. Avatar
Sheri C.
3/10/2025
Medicare Joe was extremely helpful and knowledgeable, following up every step of the way to ensure I was comfortable and confident during the entire process. I highly recommend.
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Patrick C. Avatar
Patrick C.
3/10/2025
Everyone was professional, knowledgeable and caring from the start to follow up to find the right plan for my needs!!
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Diane P. Avatar
Diane P.
3/10/2025
Great experience with my advisor Samuel. He was very helpful with guiding me through each Medicare part.Made the process much easier then figuring everything out on my own. Would definitely recommend to anyone who is beginning to start the Medicare process.
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Pat L. Avatar
Pat L.
3/10/2025
I highly recommend Medicare Joe. Easy to follow videos assisted us in understanding Medicare and the process of signing up. The follow up from staff is impeccable ensuring we met all deadlines. Thanks
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Bessie C. Avatar
Bessie C.
3/10/2025
Saw several videos from Medicare Joe and decided to seek help from them. A stellar experience from their rep, Ryan!!! He not only explained things in a clear, concise manner, he walked me through the directions that would save money. It was obvious he was took my personal considerations into account - not just an attempt to "sell" me the highest level product out there, telling me the services I just did not need. Was also available to talk with after the sale further clarifying everything. Absolutely recommend this company and this rep!
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Susan G. Avatar
Susan G.
3/10/2025
Navigating all the options related to Medicare is overwhelming to say the least. My representative from Medicare Joe broke it down and gave me no nonsense explanations. He knew the right questions to ask me and listened very carefully to help me find the best solution for my needs. He started early and guided me every step of the way setting things up to make a smooth transition and give me peace of mind. I highly recommend this company..
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Gail R. Avatar
Gail R.
3/10/2025
I have already given 2 people I know information about Medicare Joe. They will be retiring soon and are looking information. The online seminar was easy to follow and no pressure was given to call them afterwards. They helped me to understand the process and answered all of my questions. I highly recommend them.
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Eva H. Avatar
Eva H.
3/10/2025
I was referred by a coworker who said they are very helpful and thorough. I made the appointment. I was provided with very useful information, videos to better my understanding, and followup texts. I was able to navigate the process because every step was patiently explained and I got the help I needed. Medicare Joe made it easy.
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Sharon B. Avatar
Sharon B.
3/10/2025
Very helpful, I had been feeling overwhelmed. The only problem was, (when I received the contract), there was an error made the address was wrong. I also made an appointment with Joe regarding my retirement accounts, he never called! I'll have to find help for that elsewhere.
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Sally M. Avatar
Sally M.
3/10/2025
It was extremely helpful to have Medicare Joe take care of enrolling me in Medicare and choosing my supplement. I don't think I could have navigated it alone and received information on all options available. Thank you Keila for your help and knowing I can contact you with any questions.
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Daniela p. Avatar
Daniela p.
3/10/2025
Keila Grande was absolutely wonderful. She listened to me and was always available whenever I had questions or concerns. Medicare is complicated, but she did everything possible to make it as easy as possible. It felt like I had someone who really looked out for me. I already told her to reach out to my husband,and she put him on the schedule for next year.
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Cynthia B. Avatar
Cynthia B.
3/03/2025
Ryan is knowledgeable and Patient well done
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Master K. Avatar
Master K.
3/03/2025
Mark @MedicareJoe Contacted me and kept me on the timeline for each part. Gave guidance for everything and told me what options were available. Included videos ahead of time.
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Cynthia R. Avatar
Cynthia R.
3/03/2025
Great experience! And helped me understand everything I needed to know at this time about Medicare and more. Live this girl, she’s great!
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Margo B. Avatar
Margo B.
3/03/2025

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