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Frequently Asked Questions

You are not the first one to have questions, we have tried to answer the most common questions we hear from folks below.

Are you in my state?

We are currently licensed in 30 states throughout the country. For the states we are not licensed in, we have great referral partners we have been using for years. 

How do I get a quote?

The best way to get a quote is by contacting one of our agents by phone. This way an agent can give you the best quote for your specific situation. You also can fill out the “Contact Us” form at the bottom of this page or send us an email at info@medicarejoe.org.

How do you get paid?

Our service is completely FREE to you. We get paid directly from the carriers. Our commission is standard no matter which carrier you choose. This allows us to give you an unbiased opinion.

How is it possible to get the same plan at a lower cost?

All Medicare supplements are standardized based on the Plan Letter. This means that if you have a Plan F with one company it is the same Plan F with another company. The cost can differ between the companies for the exact same coverage. Typically, folks can get a much lower price for the same plan if they are in fairly good health.

Do I have to answer health questions?

If you are looking to change Medicare supplement plans, you typically have to answer basic health questions to qualify for the new Medicare Supplement. There are certain circumstances when you don’t need to answer health questions and that is during your initial enrollment period or if you have a qualifying event. 

Independent vs Captive Agent

Independent agents are able to sell MANY different insurance companies. This essentially allows an agent to give their client an unbiased opinion. Captive agents work for one insurance carrier. They are “captive” to that company and therefore can only sell that ONE company. 

Ready to Talk? Call 888-676-3633

Or Fill Out the Form Below and We Will Contact You

Testimonials from Clients that have worked with
Medicare Joe and Our Team

Keila really helped me out! She was knowledgeable about my situation and answered all questions promptly. Highly recommend!
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Leslie S. Avatar
Leslie S.
12/14/2024
Medicare Joe and his team made the process of signing up for Medicare fast, simple and comfortable. I would recommend them to anyone approaching Medicare age.
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Anne V. Avatar
Anne V.
12/14/2024
My advisor has been extremely helpful and supportive, not to mention very patient, while guiding me through the overload of Medicare information. That they will continue to provide advice and support is reassuring. Highly recommend Medicare Joe!
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Kelly O. Avatar
Kelly O.
12/14/2024
Very knowledgeable, friendly professionals. I am so glad I found them! Plus we'll get yearly reviews with them. Thank you for making Medicare more understandable.
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Patricia J. Avatar
Patricia J.
12/14/2024
Samuel helped me understand the complete process and clarified what information I needed to know.
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Michael R. Avatar
Michael R.
12/14/2024
Medicare Joe makes making the difficult decisions easy. The planning and follow up couldn't be better. For all those nervous about Medicare, I highly recommend Medicare Joe!
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Scot M. Avatar
Scot M.
12/14/2024
GREAT customer service. Always on top of everything. Can’t say enough. Sam is the man!
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Alan A. Avatar
Alan A.
12/07/2024
Timely and effective. Makes the Medicare transition much easier
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Tim M. Avatar
Tim M.
12/07/2024
I saw their video on social media and it was very easy to understand so I called for an agent to help and I talked with Mark Marino, MBA a licensed agent on Medicare. He had the knowledge and tools at his work area that simplified the search for the perfect plan for me as I was turning 65 in a couple of months. I later had a question and called and was able to talk with him briefly and that was it. I was all set up for my birthday month and found a plan in network with my existing doctors and dentist and I will see my Eye doctor this month as well. Thank you for making the transition easy for me! Becky Morgan
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Becky M. Avatar
Becky M.
12/07/2024
Mark Marino was a great help in getting me signed up for Medicare and finding the best plans for additional coverage. He answered all my questions and made me feel comfortable with the whole confusing process.
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KP F. Avatar
KP F.
12/07/2024
Mark Marino made the transition to Medicare super easy for me. I feel that I understood well the choices and process.
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Roy H. Avatar
Roy H.
12/07/2024
Sam took all the guesswork out of picking the right Medicare plan for me. Very professional and thorough. I enjoyed working with Sam and Medicare Joe. I highly recommend them.
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Carol B. Avatar
Carol B.
12/07/2024
Fantastic service. Keila was knowledgeable, professional, patient and honest during the entire process. She answered my questions promptly. I recommend Medicare Joe to everyone who hasn’t yet waded through the Medicare pool!
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Lisa L. Avatar
Lisa L.
12/07/2024
Ryan Wojcik was great to work with, very capable and knowledgeable of the industry with compassion to assure that you have received a comprehensive review and your questions are answered.
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Bob E. Avatar
Bob E.
12/07/2024
Great presentations. Very thorough. Thanks much Joe and Ryan. Very helpful. Recommended.
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b J. Avatar
b J.
12/07/2024
I medicare Joe does a very good job. My only complaint is that every time I’m in touch with you. I’m talking to somebody different. I started with Matt LeBeau and I do realize he is out on medical leave but since then I’ve spoken to at least three other people. It’s not that much of a problem, except that I seem to have to explain everything to the person every time I speak to someone new. Other than that, you guys are doing a great job
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Marc H. Avatar
Marc H.
12/07/2024
Keila's extensive knowledge, combined with her patience and exceptional customer service skills, were truly impressive. She played a pivotal role in helping me select the best possible plan for my husband, given the unexpected complexity of the Medicare selection process. As my eligibility for Medicare approaches in three months, I look forward to collaborating with Keila again. It is evident that Medicare Joe LLC is a trustworthy choice for Medicare services.
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Elaine P. Avatar
Elaine P.
12/07/2024
We really appreciate the videos, clear explanations, and lack of pressure to buy a specific plan. Sam was very responsive and helpful, and I highly recommend the whole team.
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Kevin a. Avatar
Kevin a.
12/07/2024
I am really happy I found Medicare Joe and Ryan Wojcik! They didn't charge me for anything. Another lady on the web wanted almost $1,300.00 to do the same thing. I was happy with the service I received. Ryan was great! I don't think you can go wrong letting them work for you!
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Cheryl B. Avatar
Cheryl B.
12/07/2024
I knew nothing about signing up for Medicare or the options so I watched the Medicare Joe informational video. It was clear and concise, not pushing any particular thing which is why I then chose to sign up through Medicare Joe. My agent Ryan was so informative, so supportive. He easily and clearly answered any questions I had and made excellent suggestions on which plans I should choose. He sent me reminders as deadlines approached. Everything went so smoothly and I am very happy with my chosen plans. I would highly recommend Medicare Joe to anyone approaching 65 - it will be the easiest, most pleasant experience in an otherwise confusing yet important subject.
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Holly C. Avatar
Holly C.
12/07/2024
Mark made this such an easy process. He made sure I understood every thing and that new all the option.
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RCHPhoto Avatar
RCHPhoto
11/19/2024
The service was informative and very helpful to navigate all the options.
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Bernadette B. Avatar
Bernadette B.
11/16/2024
Mark, was outstanding, I had so many questions, he explained everything in detail very professional. I was so thankful for all his help. He checked with me that I received all my paperwork. Such a wonderful team this group is.
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Joyce M. Avatar
Joyce M.
11/16/2024
I watched the videos which were very educational and had a call with a rep that helped me get everything I wanted and explained everything to me. I didn’t go in blindly and sign up for Medicare - thanks to Medicare Joe
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Gaile S. Avatar
Gaile S.
11/16/2024
We all know the nightmare of Medicare. My stresses were greatly reduced using Medicare Joe. Thank you Ryan
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John B. Avatar
John B.
11/16/2024
Very professional thorough extremely informative Knowledgeable and helpful beyond expectations Highly recommend!! J Kearney
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john k. Avatar
john k.
11/16/2024
Being a Medicare newcomer and Veteran I was overwhelmed with all the calls, mailings and choices. I am confident with the guidance I received I have the correct plan for me and an office I can call to get answers I need in the future. Thank you for making my experience less intimidating and more understandable. Who knew joining the Medicare Club would be so overwhelming with Medicare choices!
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B R. Avatar
B R.
11/16/2024
Samuel has walked me through this process over the past few months and patiently answered all my questions. Medicare Joe explained things in a way that I was able to make a comfortable decision about my Medicare options. I know they will have my back as we go forward and will continue to support me regarding my Medicare journey.
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Marlene S. Avatar
Marlene S.
11/16/2024
Medicare Sam has been very helpful and they are knowledgeable. I would definitely recommend them to help you understand your Medicare choices.
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Sherri S. Avatar
Sherri S.
11/09/2024
Very informed, responsive, very easy to access - great help with a potentially overwhelming expereince
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Jean B. Avatar
Jean B.
11/09/2024

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