Frequently Asked Questions

You are not the first one to have questions, we have tried to answer the most common questions we hear from folks below.

Are you in my state?

We are currently licensed in 30 states throughout the country. For the states we are not licensed in, we have great referral partners we have been using for years. 

How do I get a quote?

The best way to get a quote is by contacting one of our agents by phone. This way an agent can give you the best quote for your specific situation. You also can fill out the “Contact Us” form at the bottom of this page or send us an email at info@medicarejoe.org.

How do you get paid?

Our service is completely FREE to you. We get paid directly from the carriers. Our commission is standard no matter which carrier you choose. This allows us to give you an unbiased opinion.

How is it possible to get the same plan at a lower cost?

All Medicare supplements are standardized based on the Plan Letter. This means that if you have a Plan F with one company it is the same Plan F with another company. The cost can differ between the companies for the exact same coverage. Typically, folks can get a much lower price for the same plan if they are in fairly good health.

Do I have to answer health questions?

If you are looking to change Medicare supplement plans, you typically have to answer basic health questions to qualify for the new Medicare Supplement. There are certain circumstances when you don’t need to answer health questions and that is during your initial enrollment period or if you have a qualifying event. 

Independent vs Captive Agent

Independent agents are able to sell MANY different insurance companies. This essentially allows an agent to give their client an unbiased opinion. Captive agents work for one insurance carrier. They are “captive” to that company and therefore can only sell that ONE company. 

Ready to Talk? Call 888-676-3633

Or Fill Out the Form Below and We Will Contact You

Testimonials from Clients that have worked with
Medicare Joe and Our Team

I checked around a lot before deciding to go with Medicare Joe, glad I did. I am super happy with my plan and I know I got the straight scoop.
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Len M. Avatar
Len M.
3/08/2024
I was filled with anxiety in having to choose a Medicare plan for myself. I could not imagine how I would do this and was thrilled that Medicare Joe came up on my Facebook page. Medicare Joe and with the help of Mark Marino made everything about Medicare so much clearer and easy for me to understand. They walked me through the entire process and kept in contact with me about each step. I cannot thank you enough for all your help and I hope that many more people discover how valuable your services are. Kim Harris
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Kim H. Avatar
Kim H.
3/08/2024
Joseph Pate and his company staff are professional and thorough. This day and time; you don’t know who you can trust but Mr. Pate has proven his honesty and trust worth. He is well diverse of all the health plans and will find which plan best beneficials your needs He is always available personally for any questions or concerns. Not like these telecommunications places. He respects and treats you as his own personal client. My husband and I are so thankful for finding him and his staff. Nola Daughtry
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Nola D. Avatar
Nola D.
3/08/2024
Mark Marino is the individual who greatly assisted me with the whole Medicare enrollment process. From early December to March, making timely contacts with me to get me the right coverage for the best price with annual reviews to come. I highly recommend their services. Even got a birthday card last week! 😊
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Chris L. Avatar
Chris L.
3/07/2024
Very responsive to questions and patient!
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Jan K. Avatar
Jan K.
3/07/2024
Loved working with Matthew. He explained everything without rushing and he looked out for my best interest. I have recommended him to my friends. I feel like he took good care of me.
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Valerie H. Avatar
Valerie H.
3/07/2024
Very helpful. Couldn’t have done t myself.
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ken m. Avatar
ken m.
3/07/2024
I could have never done all you did for me on my own.Little bit confusing at first. Now I’m insured.
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Mary B. Avatar
Mary B.
3/07/2024
Mark Marino explained everything and set me up with the best plan for me
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Sandy A. Avatar
Sandy A.
3/07/2024
Eddie Peterson Mark Marino did an excellent job explaining and helping migrate through all the different choices consulting with me on which would be the best choice for me. He answered all of my questions and responded always to the phone calls.
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Eddie P. Avatar
Eddie P.
3/07/2024
Service after the sell is excellent thanks.
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Johnny M. Avatar
Johnny M.
3/07/2024
Mark was very helpful. I was very comfortable working w him
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Jeffrey P. Avatar
Jeffrey P.
3/07/2024
Excellent service. Matthew is extremely knowledgeable and will guide you through the confusing process of enrolling in medicare.
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Gisela B. Avatar
Gisela B.
3/04/2024
Staff explains policy as much as I needed. Very patient
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Tom w. Avatar
Tom w.
3/04/2024
The gentleman named Matthew helped me every step of the way beginning in December, 3 months before I could activate my Medicare Advantage plan. Everything became active on March 1st and I now feel like I have an umbrella of medical protection! I gave him my husband’s info as he becomes eligible later on this year. If you’ve searched to get educated on Medicare and see a commercial at every corner, look no further, this is the only site you need! It doesn’t cost you a thing and they even check back and see if you’ve received your card! I’m so grateful I found them. USAF Retired🇺🇸
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JoAnn H. Avatar
JoAnn H.
3/04/2024
I was given Joseph's contact information from a friend who had recently signed up for Medi Care benefits and was very satisfied with the information he was provided and the enrollment process. I found Joseph to be very knowledgeable as he explained the different coverages available to me and the premiums involved. I am confident that I have what I need moving forward but I will have a valuable resource for any changes I may need in the future. I highly recommend Medicare Joe, LLC for information on Medicare coverage.
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Lynn H. Avatar
Lynn H.
3/04/2024
Very helpful and organized!!
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Lorie F. Avatar
Lorie F.
3/04/2024
The folks here have been extremely helpful in all aspects of the questions I had I highly recommend them in helping getting Medicare
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Pauleau P. Avatar
Pauleau P.
2/17/2024
Medicare Joe made it easy
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bryan b. Avatar
bryan b.
1/11/2024
Very helpful and knowledgeable... Walked me through the process step by step...Thanks a Bunch
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Amos B. Avatar
Amos B.
1/10/2024
I was preparing to retire and didn't know what to do about Medicare Part B, a supplement, and a prescription plan. A friend of mine recommended Medicare Joe and I'm so glad she did! Joe took care of everything from explaining each plan, the cost, and even enrolling me in the plans. Medicare Joe is wonderful to work with and I highly recommend him and his staff.
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Jean C. Avatar
Jean C.
1/09/2024
Wonderful experience, very helpful and highly recommend.
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Roy J. Avatar
Roy J.
1/09/2024
Matt was #1, answered all my questions, did great research, and found me a wonderful plan!
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Vicki T. Avatar
Vicki T.
1/09/2024
These people are phenomenal !!! Medicare Joe is someone you can trust. We are so grateful for our friends who recommended him to us. Five stars are not enough. He follows up on every interaction with us to make sure that we are happy. I will NEVER go to anyone else for information on our Medicare choices. We love him .
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Betsy R. Avatar
Betsy R.
1/09/2024
Made me feel at ease. So easy to talk with
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Mary J. Avatar
Mary J.
1/09/2024
I was very pleased with the help and advice that I received from Mark Marino. He was knowledgable and easy to chat with. He made signing up for Medicare, less complicated.
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Hollis R. Avatar
Hollis R.
1/09/2024
Matt was a huge help! Very patient and knowledgable. Walked me through every step!
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Waldo &. Avatar
Waldo &.
1/08/2024
Very easy experience! Matthew explained everything to us thoroughly! This is our first year on Medicare so we’ll see how everything goes in 2024.
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Anna L. Avatar
Anna L.
1/08/2024
Excellent!
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Cindy S. Avatar
Cindy S.
1/08/2024
Getting close to turning 65 I was definitely concerned about which way to go concerning Medicare. I had heard so many different things talking to family and friends. Going the Medicare Joe direction definitely was educational and streamlined the process, just keep your appointments w them and before you know it, it is a done deal. Highly recommend this process.
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edward C. Avatar
edward C.
1/06/2024

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